%A S. Janicijevic
%A Z. Luzanin
%A S. Pereverzyev
%A I. Stojkovska
%A A. Tepavcevic
%D 2014
%L miis639
%T Credit Scorecard for Corporate Clients based on Industries
%X A mathematical model for an improved credit scorecard is developed.  Ideally, this scorecard will not reject "good" clients nor will it approve a loan to "bad" clients.